Loans and Bonds
As of August 25, 2026
This table can be scrolled horizontally.
| Loan Date | Lender | Loan Amount (JPY million) |
Interest Rate (%) |
Redemption Date | |
|---|---|---|---|---|---|
| August 31, 2023 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank |
3,300 | 1.23900% ※ |
August 31, 2028 | |
| November 30, 2023 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank |
3,500 | 1.20200% ※ |
November 30, 2027 | |
| November 30, 2023 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank |
3,500 | 1.49900% ※ |
November 30, 2029 | |
| January 31, 2024 | SMBC | 400 | 1.39800% ※ |
July 31, 2029 | |
| January 31, 2024 | Mizuho Bank | 300 | 1.39800% ※ |
July 31, 2029 | |
| January 31, 2024 | SBI Shinsei Bank | 300 | 1.39800% ※ |
July 31, 2029 | |
| January 31, 2024 | Resona Bank | 200 | 1.39800% ※ |
July 31, 2029 | |
| January 31, 2024 | Fukuoka Bank | 300 | 1.39800% ※ |
July 31, 2029 | |
| January 31, 2024 | Nishi-Nippon City Bank | 300 | 1.39800% ※ |
July 31, 2029 | |
| February 29, 2024 | SMBC | 450 | 1.40100% ※ |
February 29, 2024 | |
| February 29, 2024 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank Fukuoka Bank Nishi-Nippon City Bank |
4,500 | 1.58500% ※ |
August 30, 2030 | |
| April 30, 2024 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank Nishi-Nippon City Bank |
2,220 | 1.63100% ※ |
April 30, 2030 | |
| November 29, 2024 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank Aozora Bank |
3,000 | 1M JPY TIBOR+0.485% (floating) |
July 30, 2027 | |
| February 4, 2025 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank Aozora Bank Fukuoka Bank Nishi-Nippon City Bank Kansai Mirai Bank |
3,550 | 1M JPY TIBOR+0.525% (floating) |
July 31, 2028 | |
| August 29, 2025 | SMBC | 2,000 | 1M JPY TIBOR+0.65% (floating) |
February 28, 2031 | |
| February 27, 2026 | SMBC Mizuho Bank SBI Shinsei Bank Resona Bank Fukuoka Bank Nishi-Nippon City Bank |
2,000 | 1M JPY TIBOR+0.65% (floating) |
August 31, 2031 | |
| August 25, 2026 | SMBC Mizuho Bank MUFG Bank SBI Shinsei Bank Resona Bank | 2,050 | 1M JPY TIBOR+0.50% (floating) |
July 31, 2029 | |
| August 25, 2026 | SMBC Mizuho Bank Resona Bank The Bank of Fukuoka | 2,000 | 1M JPY TIBOR+0.525% (floating) |
April 30, 2030 | |
| August 25, 2026 | SMBC Mizuho Bank MUFG Bank Aozora Bank | 2,000 | 3.26971% | February 28, 2031 | |
| August 25, 2026 | SMBC Mizuho Bank MUFG Bank SBI Shinsei Bank | 2,150 | 3.36654% | August 31, 2031 | |
| Total | 38,020 | - | |||
※ Fixed via interest rate swap
(Note) The average interest rate of interest-bearing liabilities is 1.29249% as of January 31, 2026.
Distribution of Fixed vs. Floating Rate
※ Includes items fixed via interest rate swaps
Short-Term vs. Long-Term Loans
Distribution of Loan and Bond Maturities
Note: The distribution of loan repayment dates is calculated based on the total loans outstanding as of the maturity date of each loan.